These Terms and Conditions (“Terms”) govern your use of Etifax Limited’s websites, applications, platforms, and services (“Services”). By accessing or using our Services, you agree to be bound by these Terms.

 

•You agree to use our Services only for lawful purposes and in compliance with applicable laws.

•You are responsible for maintaining the confidentiality of your account credentials.

•Unauthorized use, reproduction, or distribution of our software, platforms, or content is strictly prohibited.

 

 

All intellectual property rights in our Services, platforms, software, and media content remain the exclusive property of Etifax Limited and its licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services as intended.

 

•Fees for paid Services are due in advance as specified during purchase or subscription.

•Failure to pay may result in suspension or termination of Services.

•Refunds are governed by our Refund Policy.

 

•Our Services are provided “as is” and “as available.”

•To the maximum extent permitted by law, Etifax Limited shall not be liable for indirect, incidental, or consequential damages arising from the use of our Services.

 

 

We reserve the right to suspend or terminate your access to the Services if you breach these Terms or misuse our platforms.

 

 

These Terms shall be governed by and construed in accordance with the laws of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of the courts of Nigeria.

 

 

The information, services, and materials provided on this website and through Etifax Limited’s platforms are made available on an “as is” and “as available” basis. While we strive to ensure accuracy, reliability, and up-to-date content, Etifax Limited makes no warranties, guarantees, or representations, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information, products, or services.

 

 

Any content provided on our website, applications, or platforms is for general informational purposes only and should not be interpreted as professional, financial, legal, or technical advice. You should seek independent advice before making decisions based on information obtained from our Services.

 

 

Our website and platforms may contain links to third-party websites, applications, or content. These are provided for your convenience only, and Etifax Limited does not endorse, control, or assume responsibility for the accuracy, security, or practices of any third-party content or services.

 

 

To the fullest extent permitted by law, Etifax Limited shall not be liable for any direct, indirect, incidental, or consequential losses or damages arising out of or in connection with your use of our website, platforms, or services. This includes, without limitation, damages for loss of profits, data, or business opportunities.

 

 

Etifax Limited does not guarantee uninterrupted access to our website, platforms, or services and may, at its discretion, modify, suspend, or discontinue any part of the Services without prior notice.